Frequently Asked Insurance Questions

Click on the number of your question:

My auto insurance coverage is 20/40/10 or 100/300/50.  What do these numbers indicate?

Is it true that if I have my automobile and homeowners insurance with the same company, I will get a better rate?

What should I do if I have a broken windshield and need to get it replaced?

I was told that I can save money on my homeowners policy if I install a home security system. How much money will I save?

If I put my teenager's car in my name, will the rate be cheaper?

Can I be surcharged for having an expired safety inspection sticker or driving with registration plates that are not current?

What can I do to lower the premium on my auto insurance policy?

My son or daughter is away at college and has a car.  Do I need to notify the insurance company?

I mailed a check into the insurance company the day before the policy was due, but my policy was still cancelled for non-payment of premium.  Why did the insurance company cancel my policy?